Yes, it's possible to buy a term life policy without having to take any physical exams.

However, these no exam policies are usually available to healthy individuals between the ages of 20 to 60.

The cost of coverage and the maximum amount of insurance available will vary by insurer, and depend on your age, gender and health, among other things.

Some no exam term policies offer instant coverage, which means you may apply for a policy online and start your life insurance protection immediately upo...

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I want to purchase life insurance, but don't want to take any health exam.

How much coverage can I get?

That will depend on your age and health.

But, the amount of no exam life insurance available will vary by insurer, too.

Some carriers offer up to $25,000 of guaranteed coverage, while others offer up to $1,000,000 of quick issue term life insurance with no exam, but you will have to answer some health questions to help the insurer determine if you qualify for a policy.

In addition, you may purch...

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Yes, there are life insurance policies that do not require you to take a physical exam.

Some plans are called guaranteed issue which offer a small amount of life insurance and limited death benefits the first 2 years you are insured.

Other no exam life insurance plans are simplified issue with just a few health questions and no health exam required.

People age 65 and under may qualify to purchase up to $499,000 of life insurance without taking a health exam.

Here's how you can learn more about l...
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